DefinedLike basic health care plans, hospital insurance provides coverage for care received in a hospital setting, including surgeries and other inpatient medical procedures. However, a hospital insurance supplement is designed to fill in the gaps regarding the expenses your primary policy does not cover, such as a long-term hospital stay.
FeaturesYou can purchase hospital insurance coverage through a private health insurance company. If you are a senior citizen or meet certain other criteria, you can obtain coverage through Medicare Part A. According to the Social Security Administration, Medicare Part A assists with paying costs associated with inpatient hospital,
home, nursing home and hospice care.