Why Are Benzodiazepines Not Covered Under Medicare Part D?

Why Are Benzodiazepines Not Covered Under Medicare Part D?

Usage

Benzodiazepines, or "benzos," are classified as depressants. They are commonly used to treat sleep disorders, anxiety, muscle spasms, agitation and alcohol withdrawal symptoms.

Examples of Benzodiazepines

Benzodiazepines include Alprazolam (Xanax), Chlordiazepoxide (Librium), Clonazepam (Klonopin), Diazepam (Valium), Estazolam (ProSom), Flurazepam (Dalmane), Lorazepam (Ativan), Midazolam, Oxazepam (Serax), Temazepam (Restoril), Triazolam (Halcion) and Quazepam (Doral).

Medicare Part D

According to Medicare guidelines, a Medicare drug plan is required to offer standard prescription drug coverage and may offer additional coverage. A standard plan can't cover benzodiazepines, but a Medicare drug plan may cover benzodiazepines if it offers more than standard coverage. The premium for these plans usually is higher than for standard plans.

Options

Enrolling in a supplemental drug plan that offers more than the standard coverage, such as Cigna Medicare Rx, Aetna Medicare, Humana or American Association of Retired People's plan, may help cover the cost of benzodiazepines.

Benefits

Taking the time to research all the options available aids in selecting the right plan for your needs.